Finance Your
Dream Property
Get competitive mortgage rates from leading UAE banks. Expert guidance, seamless processing, and personalized financing solutions for your Dubai property investment.
15+ Banks
Partner institutions
48 Hours
Pre-approval time
85% LTV
Up to loan-to-value
Mortgage Calculator
Buyer Count
Market
Monthly Installment
AED 8,042
@ 4.15% p.a. · 25 yrs · LTV 75%
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Your Mortgage JourneyStep by Step
From application to keys in hand — we make your property financing seamless and transparent
Application
Submit your mortgage application with basic details and property information. Our team reviews your eligibility instantly.
Documentation
Upload required documents including passport, visa, salary certificate, and bank statements. We guide you through every document.
Bank Review
Our partner banks evaluate your application. We work with 15+ banks to get you the best rates and terms available.
Pre-Approval
Receive your mortgage pre-approval letter. This strengthens your negotiating position with sellers and developers.
Property Valuation
Bank conducts property valuation to confirm market value. We coordinate the entire process with the valuation team.
Final Approval
Bank issues final mortgage approval with confirmed loan amount, interest rate, and repayment terms.
Disbursement
Loan amount is disbursed to the seller or developer. You receive the keys to your dream property in Dubai.
Compare UAE Mortgage Rates
Indicative rates as of February 2026. Subject to bank approval and individual eligibility.
| Bank | Rate (p.a.) | Max LTV | Max Term | Min. Salary | Notes | |
|---|---|---|---|---|---|---|
Emirates NBDBest Rate | 3.99% | 80% | 25 yrs | AED 15,000 | Best for residents | |
ADCB | 4.15% | 75% | 25 yrs | AED 12,000 | Fast 5-day approval | |
Dubai Islamic Bank | 4.25% | 80% | 25 yrs | AED 10,000 | Shariah-compliant | |
Mashreq Bank | 4.35% | 70% | 20 yrs | AED 20,000 | Non-residents welcome | |
HSBC UAE | 4.49% | 75% | 25 yrs | AED 25,000 | International buyers | |
RAK Bank | 4.55% | 70% | 20 yrs | AED 10,000 | Flexible criteria |
Apply for Mortgage Consultation
Our specialists compare offers from 15+ UAE banks to find you the best rate.